Have You Checked Your EOB Lately?
What is it about insurance that makes us run in fear or hold up our hands in frustration hoping to avoid the issue? Is it the expense? The challenge?
Health Insurance Terms Exposed
Does your mind go blank when you hear words like co-pay, deductible, and out-of-pocket expenses? If you're nodding your head in agreement, welcome to the club.
Know Your Health Insurance Policy
We know health insurance equips us financially to manage health issues from minor to major medical emergencies. If you don't know the extent of your medical coverage then your sense of protection could be misplaced.
4 Smart Steps To Take If Your Medical Bill Goes Into Collections
By the time a collection agency contacts you about an overdue medical bill, you might have forgotten about the debt or perhaps even hoped the healthcare provider had overlooked the unpaid account.
You Snooze You Lose
We don't have the luxury of time for hospital fee comparisons when a medical emergency strikes. If we did, we would shop around first for the most cost-effective pricing before setting foot in a hospital.
You Can Avoid Credit Calamity
As a way to manage finances, many consumers opt for medical coverage with high deductibles. While the reduced expense of lower insurance premiums helps to maintain a balanced budget, the financial drain of covering costly deductibles and co-pays in a medical crisis could quickly exhaust a savings ac
Hospital Fee Transparency More Cloudy Than Clear
In the spirit of protecting patients, hospitals began posting their list of charges online in January 2019 (per the Public Health Service Act enacted by the Affordable Care Act). Sounds like a simple thing to do, until you consider the numerous services and items hospitals provide.
You Can Fight Facility Fees
Lawmakers have placed pressure on healthcare providers and institutions for transparency with medical fees, however, the information posted online by hospitals is difficult to understand.
Don't Let Facility Fees Surprise You
The next time you're at your doctor's office, make sure to request an itemized bill when you leave. Why? You'll want to scrutinize your doctor's bill to check for facility fees, excess charges which have now become a common practice.
Don't Pay A Medical Bill Until You Do These 6 Things
Medical bills are an inevitable expense and often times patients are ripped off because of mistakes or errors in the bill itself which they failed to recognize beforehand. It is estimated that more than 80% of medical bills contain errors.