Many Estates have claims made against them for medical debts of the decedent. While attorneys and Personal Representatives diligently manage the probate process, our services can result in significant savings to the Estate. Thus, there may be more assets available for distribution to the beneficiaries. We work with the Personal Representative and attorneys, review medical invoices for accuracy, compile medical records, consult with our experts, and ascertain whether health insurance benefits could be available. If so, we might interact with the provider to submit corrected claims, additional clinical support, or even commence a provider’s appeal. As appropriate, we submit claims, seek reconsiderations, and prepare appeals.
Assuming no insurance coverage is available, we utilize our proven expertise to negotiate reductions in the amount of the claims. Medical providers generally seek to collect higher rates from Estates than from an insured individual (private insurance, Medicare, or otherwise). We believe it to be unfair to deprive the family of a loved one to unnecessarily pay excessive amounts rather than distribute the savings for college educations, home improvements, retirement funds, and other much better uses. Consult with us and allow our team to assist the Estate in reducing claimed medical debt. The payments for medical debt by the Estate are likely to be reduced; often substantially.