THESE MONEY-SAVING TIPS ARE DESIGNED TO HELP YOU AVOID COMMON MISTAKES AND TO MAKE BETTER CHOICES REGARDING YOUR HEALTH CARE COSTS. THEY WILL SAVE YOU TIME, MONEY, AND FRUSTRATION. INFORMED DECISIONS ARE THE BEST DECISIONS. KNOWLEDGE IS POWER. WHEN IN DOUBT CONTACT HUMAN HEALTH ADVOCATES.
STAY IN NETWORK – Make sure that you have the necessary information to make good choices concerning your healthcare costs. Be prepared for an emergency. Note in advance the telephone and address of the in-network urgent care center and hospital emergency room nearest to your home and place of employment. The difference between using an in-network or an out-of-network provider can cost you or save you thousands.
CHOOSE A PLAN THAT FITS YOUR NEEDS – If you take many prescription medications, you’ll want coverage that keeps co-payments for medicines low. If you visit the doctor often, choose a plan with low co-payments for office visits.